Comparing Life Settlements and Reverse Mortgages

Two Innovative Financial Planning Options for Seniors: Reverse Mortgages and Life Settlements.

We’re all aware of the retirement funding dilemma in America. Faced with this overwhelming financial reality, it’s very important that Seniors maximize all of their available assets in order to produce the cash needed to fund their retirement years. Life Settlements & Reverse Mortgages are two financial planning options which have been proven to be very beneficial and are recommended by Financial Advisors across America.

• Life/Viatical Settlement: this is the sale of a life insurance policy to a third party. Both Term and Cash Value Policies may be considered. A Policy Owner receives a lump sum cash payment, a future guaranteed death benefit (Retained Death Benefit) or combination of both. The Policy Owner is no longer responsible for future premium payments.
• Reverse Mortgage: this is a loan to a Homeowner which is based on of the equity in the home. The loan is called a Reverse Mortgage and instead of making monthly mortgage payments to a lender, the lender makes payments to the Homeowner(borrower). The borrower is not required to pay back the loan until the home is sold, vacated or upon the death of the homeowner.

Contact us at 800-699-3522 or use online form to get information about your eligibility for a Life or Viatical Settlement. All inquiries are held in the strictest confidence.