The Ardan Group Professionals will advise you and your family as to whether or not a Life Settlement is right for you and your family. If it is, the team will help you obtain your best value settlement ℠ to provide you with the cash you need while you are still alive.
Consider a life settlement if:
- You purchased a policy jointly with your spouse but have since divorced and have no children. If you still own the policy, but have no need for the benefit, you can use the assets now to check off some items on your “bucket list.”
- You purchased a life insurance policy to provide for your children, who are now financially independent and no longer require this assistance. You may decide to utilize your resources to set allocate funds for your future medical care to avoid putting financial pressure on your adult children.
- You’re on a fixed retirement income and your monthly premiums no longer fit your budget. A life settlement is a way to get additional value for your policy rather than letting it lapse or just accepting the cash surrender value.
- You’re worried that your medical care could become costly and you’re thinking of pursuing Medicaid, but you need to pursue asset liquidation in order to qualify for it.